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Free Credit Reports

Yesterday Joanne blogged about identity theft. One way to monitor your credit history for suspicious activity is to request a copy of your credit report each year.

The Fair Credit Reporting Act (FCRA) requires that each of the three nationwide credit reporting companies - Equifax, Experian and TransUnion - provide you with a free copy of your credit report upon your request every 12 months. You can request your reports online, via a toll-free phone number or by mail.

http://annualcreditreport.com

Beware of imposter websites! This is the only authorized website to request your credit reports!

1-877-322-8228

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

For more information about getting free credit reports, read the FTC's publication Your Access to Free Credit Reports.


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