Fair Debt Collection
It's a sad sign of the times, but more Americans are in debt trouble these days.
If you're being contacted by debt collectors you may feel like you're under seige. A debt collector is any person, other than the original creditor, who regularly collects debts owed to others. This includes lawyers who collect debts on a regular basis. You have the right to be treated fairly by debt collectors.
The Federal Trade Commission's Credit & Loans: In Debt? page provides a number of helpful fact sheets for those struggling with debt-related issues. The Utah Attorney General's Office Protecting Utah from Fraud page provides links to other resources.
If you feel a debt collector has violated the law, you can report them to the Utah Attorney General's Office and the Federal Trade Commission. You also have the right to sue them in a state or federal court within one year from the date the law was violated.