Foreclosure, Mortgage Fraud & Predatory Lending
The page provides links to resources about foreclosure, mortgage fraud and predatory lending. Most of the links are to federal resources; there is little Utah-specific information.
Foreclosure, mortgage fraud and predatory lending matters can be complicated. Please consider talking to an attorney to go over your options.
Information about finding an attorney is available on the court's Finding Legal Help page. One way to talk to an attorney is to visit a free legal clinic. Clinics provide general legal information and give brief legal advice. See the court's Legal Clinics page for a list of clinics statewide.
Foreclosure Resources
If you do not make your mortgage payments, your mortgage lender may file an action with the court to foreclose on your property. If the court grants this request, you no longer own the property and the lender can sell it to recover the amount you owe on your loan.
- Tips for Avoiding Foreclosure (hud.gov)
From the U.S. Department of Housing and Urban Development (HUD) - HUD-Approved Housing Counseling Agencies in Utah (hud.gov)
Housing counseling agencies provide advice on buying a home, renting, defaults, foreclosures, credit issues, and reverse mortgages. - Foreclosure Resources for Consumers (federalreserve.gov)
From the U.S. Federal Reserve Board
Mortgage Fraud & Predatory Lending
- Ten Tips for Avoiding Mortgage Fraud (utah.gov)
From the Utah Division of Real Estate - Report Utah Mortgage Fraud to the FBI (fbi.gov)
- Predatory Lending (hud.gov)
From the U.S. Department of Housing and Urban Development
Utah Resources
- Utah Division of Consumer Protection (utah.gov)
- Utah Attorney General (utah.gov)
- Utah Foreclosure Laws - Utah Code §78B-6-901 to 909